Act 596/2003 on State Administration in Education and School Self-Administration.

EU/NZ/Annex 10-B/en 81

Reservation No. 15 — Environmental services

Sector:

Industry classification:

Obligations concerned:

Chapter Chapter: Description:

Environmental services: waste and soil management

CPC 9401, 9402, 9403, 94060

Market access

Trade in services and investment

The EU reserves the right to adopt or maintain any measure with respect to the following:

In DE: The supply of waste management services other than advisory services, and with respect to

services relating to the protection of soil and the management of contaminated soils, other than

advisory services.

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Reservation No. 16 — Financial services

Sector: Financial services

Industry classification: Not applicable

Obligations concerned: Market access National treatment

Senior management and boards of directors

Local presence

Chapter Chapter: Trade In Services and Investment EU/NZ/Annex 10-B/en 83

Description:

The EU reserves the right to adopt or maintain any measure with respect to the following:

(a)

All financial services

With respect to Cross-border trade in services — Market access, National treatment, Local

presence:

In the EU: the right to adopt or maintain any measure with respect to the Cross-border supply

of all financial services other than:

In the EU (except for BE, CY, EE, LT, LV, MT, PL, RO and SD):

(a) direct insurance services (including co-insurance) and direct insurance intermediation

for the insurance of risks relating to:

G@) maritime transport and commercial aviation and space launching and freight (including satellites), with such insurance to cover any or all of the following: the goods being transported, the vehicle transporting the goods, and any liability

deriving therefrom; and

Gi) goods in international transit;

EU/NZ/Annex 10-B/en 84

(b)

(c)

(d)

(e)

reinsurance and retrocession;

services auxiliary to insurance;

the provision and transfer of financial information, and financial data processing and

related software by suppliers of other financial services; and

advisory and other auxiliary financial services as referred to in point (a)(ii)(L) of Article 10.63 (Definitions) relating to banking and other financial services, but not intermediation as described in that Article.

In BE:

(a)

direct insurance services (including co-insurance) and direct insurance intermediation

for insurance of risks relating to:

G@) maritime transport and commercial aviation and space launching and freight (including satellites), with insurance to cover any or all of the following: the goods being transported, the vehicle transporting the goods, and any liability

deriving therefrom; and

Gi) goods in international transit;

EU/NZ/Annex 10-B/en 85

(b) reinsurance and retrocession;

(c) services auxiliary to insurance; and

(d) the provision and transfer of financial information, and financial data processing and

related software by suppliers of other financial services; In Cy: (a) direct insurance services (including co-insurance) for the insurance of risks relating to: G@) maritime transport and commercial aviation and space launching and freight (including satellites), with such insurance to cover any or all of the following: the goods being transported, the vehicle transporting the goods, and any liability deriving therefrom; and Gi) goods in international transit;

(b) insurance intermediation;

(c) reinsurance and retrocession;

EU/NZ/Annex 10-B/en 86

(d) services auxiliary to insurance;

(e) the trading for own account or for the account of customers, whether on an exchange or

an over-the-counter market or otherwise of transferrable securities;

(f) the provision and transfer of financial information, and financial data processing and

related software by suppliers of other financial services; and

(g) advisory and other auxiliary financial services as referred to in point (a)(ii)(L) of Article 10.63 (Definitions) relating to banking and other financial services, but not intermediation as described in that Article.

In EE:

(a) direct insurance (including co-insurance);

(b) reinsurance and retrocession;

(c) insurance intermediation;

(d) services auxiliary to insurance

(e) acceptance of deposits;

EU/NZ/Annex 10-B/en 87

(f)

(g)

(h)

@

G)

{k)

@

(m)

lending of all types;

financial leasing;

all payment and money transmission services; guarantees and commitments;

trading for own account or for account of customers, whether on an exchange, in an

over-the-counter market;

participation in issues of all kinds of securities, including underwriting and placement as

agent (whether publicly or privately) and provision of services related to such issues;

money broking;

asset management, such as cash or portfolio management, all forms of collective

investment management, custodial, depository and trust services;

settlement and clearing services for financial assets, including securities, derivative

products, and other negotiable instruments;

EU/NZ/Annex 10-B/en 88

(n) provision and transfer of financial information, and financial data processing and related

software; and (0) advisory and other auxiliary financial services as referred to in point (a)(ii)(L) of Article 10.63 (Definitions) relating to banking and other financial services, but not intermediation as described in that Article. In LT: (a) direct insurance services (including co-insurance) for the insurance of risks relating to: G@) maritime transport and commercial aviation and space launching and freight (including satellites), with such insurance to cover any or all of the following: the goods being transported, the vehicle transporting the goods, and any liability deriving therefrom; and Gi) goods in international transit;

(b) reinsurance and retrocession;

(c) services auxiliary to insurance;

EU/NZ/Annex 10-B/en 89

(d)

(e)

(f)

(g)

(h)

@

G)

{k)

@

acceptance of deposits;

lending of all types;

financial leasing;

all payment and money transmission services; guarantees and commitments;

trading for own account or for account of customers, whether on an exchange, in an

over-the-counter market;

participation in issues of all kinds of securities, including underwriting and placement as

agent (whether publicly or privately) and provision of services related to such issues;

money broking;

asset management, such as cash or portfolio management, all forms of collective

investment management, custodial, depository and trust services;

settlement and clearing services for financial assets, including securities, derivative

products, and other negotiable instruments;

EU/NZ/Annex 10-B/en 90

(m) provision and transfer of financial information, and financial data processing and related

software; and (n) advisory and other auxiliary financial services as referred to in point (a)(ii)(L) of Article 10.63 (Definitions) relating to banking and other financial services, but not intermediation as described in that Article. In LV: (a) direct insurance services (including co-insurance) for the insurance of risks relating to: (@) maritime transport and commercial aviation and space launching and freight (including satellites), with such insurance to cover any or all of the following: the goods being transported, the vehicle transporting the goods, and any liability deriving therefrom; and Gi) goods in international transit;

(b) reinsurance and retrocession;

(c) services auxiliary to insurance;

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(d) participation in issues of all kinds of securities, including underwriting and placement as

an agent (whether publicly or privately) and provision of services related to such issues;

(e) provision and transfer of financial information, and financial data processing and related

software by suppliers of other financial services; and (f) advisory and other auxiliary financial services as referred to in point (a)(ii)(L) of Article 10.63 (Definitions) relating to banking and other financial services, but not intermediation as described in that Article. In MT: (a) direct insurance services (including co-insurance) for the insurance of risks relating to: G@) maritime transport and commercial aviation and space launching and freight (including satellites), with such insurance to cover any or all of the following: the goods being transported, the vehicle transporting the goods, and any liability deriving therefrom; and

Gi) goods in international transit;

(b) reinsurance and retrocession;

EU/NZ/Annex 10-B/en 92

(c)

(d)

(e)

(f)

(g)

services auxiliary to insurance;

the acceptance of deposits;

lending of all types;

the provision and transfer of financial information, and financial data processing and

related software by suppliers of other financial services; and

advisory and other auxiliary financial services as referred to in point (a)(ii)(L) of Article 10.63 (Definitions) relating to banking and other financial services, but not intermediation as described in that Article.

In PL:

(a)

(b)